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The whole story...
Aug. 28th, 2008 11:50 amYesterday began with the walkthrough of the condo to make sure that all the appliances were still there. They were. So was the leather jacket, denim vest, baseball jacket and small garment bag that had been on the top shelf of the front hall closet since my first viewing. Made note to self to ask sellers what they wanted me to do with their stuff…
Handed off the 6" pile of paperwork I was bringing in case any of it was needed (it was) to my agent and went to run some smallish errands - to the post office to change the address for reals this time, to the hardware store for a locksmith referral and a globe to replace one in my old place that I broke, and the Devon Market for bunny-greens! Just enough time to get home and touch base with my lolyer by phone and grab a couple of breakfast bars before heading off to the closing.
I was late as the CTA cut power to the red line because someone was on the tracks at Argyle (never did find out how or why) but I called to let them know where I was, and I made it there by 12:30.
My lolyer was a nice young woman who mostly did commercial real estate - this was her first residential one, but that's what you get when you go with a sliding scale economic development project. She had checklists of all the forms, and if she wasn't able to answer my question she did know who could and could get me the info pretty quickly. The sellers had the idiot's partner and head of the firm who was ok but still annoying.
The closing itself took FOUR HOURS. Most of it can be traced down to:
I actually caught some things that neither attorney did, and both asked if I'd ever considered working as a legal assistant. My agent said he'd never seen someone so organized at a closing before. Well, this is a LOT of money and I want to make bloody sure I understood everything on those forms.
I ended up not needing the money from the First National Bank of Mom AND got my earnest money back, so I'm pretty pleased. By the time I got home it was pretty much time for my I-Go hours to start so I ended up using them to go over there and do a little cleaning (after being vacant for 6 months the water was running odd colors) and then made a run to the hardware store for a ladder and some batteries
some WD40 for sticky window latches, a new filter for the fridge water dispenser, some caulk for the tub, and a bottle of crack-and-crevice roach killer - I found some former residents deceased in the kitchen cupboards and figured that I'd start by nuking the site from orbit while the bunbun was safely elsewhere.
So I'm a little behind on the grand scheme of plans I had, but I can adjust. I have to finish packing and re-packing tonight as I'm headed out of town for MiRF this weekend.
The move itself is Tuesday afternoon, and I've bribed![[livejournal.com profile]](https://www.dreamwidth.org/img/external/lj-userinfo.gif)
jcw_da_dmg to be my assistant stage manager. That way I can get the movers started and then take Pepper over to the new place and finish a few things while he makes sure that they take everything they are supposed to and that they leave the things they aren't supposed to take, and then he can lock up while they head over to the new place.
So I'll be offline from about noon tomorrow until sometime next Wednesday afternoon. Y'all be nice now!
Handed off the 6" pile of paperwork I was bringing in case any of it was needed (it was) to my agent and went to run some smallish errands - to the post office to change the address for reals this time, to the hardware store for a locksmith referral and a globe to replace one in my old place that I broke, and the Devon Market for bunny-greens! Just enough time to get home and touch base with my lolyer by phone and grab a couple of breakfast bars before heading off to the closing.
I was late as the CTA cut power to the red line because someone was on the tracks at Argyle (never did find out how or why) but I called to let them know where I was, and I made it there by 12:30.
My lolyer was a nice young woman who mostly did commercial real estate - this was her first residential one, but that's what you get when you go with a sliding scale economic development project. She had checklists of all the forms, and if she wasn't able to answer my question she did know who could and could get me the info pretty quickly. The sellers had the idiot's partner and head of the firm who was ok but still annoying.
The closing itself took FOUR HOURS. Most of it can be traced down to:
- It was a short sale so there was some additional paperwork and approvals needed via a flurry of cellphone calls.
- The sellers had limited English skills, so time was needed for translations of some things.
- I'm a pain in the ass and read EVERYTHING and ask questions if I don't understand something.
- The City Mortgage program has a few extra hoops to jump through.
- The Seller's Idiot had in fact put the WRONG UNIT NUMBER on EVERYTHING, necessitating hand-corrected and initialing at least once on every page, plus some documents had to be reprinted and re-executed with the correct info. THEN the database also had the wrong info, so it took longer than usual for things to go through and checks to be cut/wired/etc.
I actually caught some things that neither attorney did, and both asked if I'd ever considered working as a legal assistant. My agent said he'd never seen someone so organized at a closing before. Well, this is a LOT of money and I want to make bloody sure I understood everything on those forms.
I ended up not needing the money from the First National Bank of Mom AND got my earnest money back, so I'm pretty pleased. By the time I got home it was pretty much time for my I-Go hours to start so I ended up using them to go over there and do a little cleaning (after being vacant for 6 months the water was running odd colors) and then made a run to the hardware store for a ladder and some batteries
- (if I had to stay in there one more minute with the smoke alarm beeping I was going to put my fist through a wall!),
some WD40 for sticky window latches, a new filter for the fridge water dispenser, some caulk for the tub, and a bottle of crack-and-crevice roach killer - I found some former residents deceased in the kitchen cupboards and figured that I'd start by nuking the site from orbit while the bunbun was safely elsewhere.
So I'm a little behind on the grand scheme of plans I had, but I can adjust. I have to finish packing and re-packing tonight as I'm headed out of town for MiRF this weekend.
The move itself is Tuesday afternoon, and I've bribed
jcw_da_dmg to be my assistant stage manager. That way I can get the movers started and then take Pepper over to the new place and finish a few things while he makes sure that they take everything they are supposed to and that they leave the things they aren't supposed to take, and then he can lock up while they head over to the new place. So I'll be offline from about noon tomorrow until sometime next Wednesday afternoon. Y'all be nice now!
