*Squeaks*

Mar. 14th, 2008 09:59 am
wendyzski: (dice)
[personal profile] wendyzski
I have an appointment next Wednesday after work with a mortgage banker.

I'm going to get a mortgage.

This is something I'm having trouble processing. Even though I've been prepping for months now.

There is a CPAN lottery on 4/1 for a property at Howard and Sheridan with very good pricing under this program, but I have to be preapproved by then.

*shivers* When did I become a grown-up?

Date: 2008-03-14 03:00 pm (UTC)
From: [identity profile] jmaynard.livejournal.com
It's been years since I had that feeling the first time...and now I'm having it all over again, as I get ready to buy an airplane. Yow.

Date: 2008-03-14 03:29 pm (UTC)
From: [identity profile] ladyniniane.livejournal.com
Being grown-up ain't all it's cracked up to be...

But good luck - I'm glad that you are able to take this next step.

Date: 2008-03-14 06:49 pm (UTC)
From: [identity profile] stealthbunny.livejournal.com
Wow! You're one up on me! I never had to meet with a bank on my mobile home purchase -- doing those are like buying a home, and not like buying a home at the same time. So... does that mean I'm not a grown-up? I've got the mortgage... got the home... but didn't have the bank meeting... don't own the land the home is on, but neither will you with a condo...

IDENTITY CRISIS! I'm so confuseled!

Date: 2008-03-14 06:57 pm (UTC)
From: [identity profile] wendyzski.livejournal.com
*giggles*

Well, I am trying to get into a particular city program for people under the median income which may result in my scoring a newly rehabbed unit for about 60% of list. But for that I have to 1) get a preapproval (to prove I can afford it, and probably a good idea anyway) and 2) use a partner lender who knows about these kinds of programs.

I will probably meet with at least one more bank to find out what programs THEY have (from a slightly DIFFERENT preferred lender list) but once I get all my paperwork in a row it's just a matter of taking the time for the meeting.

Date: 2008-03-14 10:17 pm (UTC)
From: [identity profile] ashtalet.livejournal.com
I'm not sure if that puts you ahead of (since you actually have somewhere in mind) or behind (since you haven't done the preapproval thing) me in this process...

I assure you, though, that the idea of actually buying property and hence becoming a grown-up is still weirding me out.

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